Spending a Day Touring Florence, Italy

I was up at 7:30 AM with plans to catch the complimentary hotel shuttle into town at 8:30. I made it down for the complimentary continental breakfast figuring I would gulp down some carbs & protein to power my morning sightseeing. I headed to the front lot to catch the shuttle (which was there when I went to breakfast) only to find it had disappeared. Crap!

As it turns out, one must get a ticket from the front desk 10 minutes before departure. The 8:30 shuttle had checked-in full so it departed early. The next shuttle was at 9:30. I used the time to review my itinerary and triple-check the rough vicinity of the laundromat I planned to visit to do a load of clothes. Microsoft’s Local Live map service is decent for getting a lay of the land here in Florence but its ability to pinpoint actual street addresses outside the U.S. leaves a lot to be desired. At 9:10 I went back to the lobby. At 9:20 I had my ticket. The shuttle left at exactly 9:30. I love punctuality.

The 9:30 shuttle wasn’t full but a group of Australian chatterboxes sure made if feel that way. There were 3 couples all late-50s/early-60s going on and on and on. They are all from Melbourne, they hate British Airways (apparently one couple lost a bag) and they love Qantas (surprise!). One guy needs a hip replacement and two of the couples openly despise the 3rd because the 3rd apparently is well off and can afford to fly business class. The 3rd couple didn’t seem to care as they kept making a point about how comfortable their seats were and how they love that most long distance business class flights have seats that lie flat. That got the wife-of-the-guy-with-bum-hip’s goat, eliciting the classic “must be nice” response. I would paraphrase the 3rd couple’s response as follows: “Feel free to hate on us. You aren’t the first and you surely won’t be the last. We will be ok. We hope to have at least two more couples hating on us by summer’s end.” That’s what I’m talking about.

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Arriving in Florence

I arrived in Florence around 11PM yesterday (Thursday). Lufthansa only allowed a single carry-on per passenger due to the small airplane we traveled on from Frankfurt to Florence. I had to check my duffle at the gate which meant I had to go to baggage claim in Florence. We got off the plane, walked through a door and the baggage claim carousel was immediately to the right. There was no customs procedure and the airport was fairly vacant and every shop was closed.

I walked outside after gathering my belongings and was greeted by the humid Florence night air. It was 77 F at 11 PM! I had to find an ATM eurosbecause the currency exchange was closed and my residual krons would do me no good in Italy. I needed some euros and I needed them fast. It is very embarrassing to take a taxi and not be able to pay because the driver won’t take credit cards and you don’t have the correct currency. This is doubly embarrassing in a foreign country when you don’t speak the language. I found an ATM just outside the airport exit. I selected the English option and inserted my card. I was prompted to scan a barcode to continue. I had no barcodes to scan so I canceled the transaction and went back inside.

After another minute of searching I found a Banco Tuscano ATM and was able to get some money from my checking account. There were no ATM fees but the current exchange rate is about 1.33:1 USD to EUR ($133 will net roughly €100). With cash in pocket, I proceeded to the taxi line up. I was 4th in line and it seemed taxis were arriving every 2-3 minutes by the time I was next.

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Stockholm in Pictures and My Latest Bus Adventure

Stockholm Archipelago

Technically it is Friday for me and I am no longer in Stockholm. I’m now in Florence, Italy. The pictures featured in this post are some of those I took yesterday (Wednesday) during a solo foot tour around old downtown Stockholm and the surrounding area. I don’t know the significance of the Stockholm National Museum structures or statues pictured, but as a photographer all I really care about is a good subject cast in good light and getting good framing anyway.

I would usually do some research and provide more background but I wanted to get these pictures up quickly now that I have left Stockholm.

After doing the keynote and attending the breakout sessions for the duration of Day 1 of the conference that brought me to Stockholm, I decided to head back to the hotel. Once I stepped outside at around 6PM, I saw just how beautiful a day it was. It was a perfect day to tour Stockholm.

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Living check-to-check on $250,000 per year

A very enlightening yet troubling article appeared on MSN Money today. It is entitled, “The rich don’t save either” and summarizes a survey conducted by HSBC Bank on the saving & spending habits of U.S. households across all income levels. Some interesting excerpts from the article:

…savings hurdles transcend income levels…Empty pockets

As the article states right off the bat, “The low to no savings rate in the United States extends to rich people too. It isn’t just low- and middle- income people who find it difficult saving money.” According to the data, the savings rate in the U.S., averaged across all households, dropped to 0% in 2005 and recently dipped to less than zero for the first time since the Great Depression. That means, on average, Americans are working to simply consume and pay interest…seems more like an American nightmare to me.

This is unsettling when you consider government & private retirement and assistance programs are slowly unraveling to the point either there may not be enough money to meet the basic needs of the vast majority of American citizens or taxes will need to be raised so high they become an even bigger burden on an ever dwindling workforce. Baby Boomers can’t float us forever.

…49% of respondents with at least $250,000 in income aren’t saving more because they simply “want some spending money.”

Bling! Bling! I can’t lie. That would probably be me too if it weren’t for TB. I like saving but have the urge to splurge from time to time. That is why having a wife who likes her money to smell like mothballs is really the best retirement decision I could have made. Sorry, Nancy.

…awareness dims, however, with the more money you earn. More people who earn between $50,000 and $100,000 save consistently than people who earn between $200,000 and $250,000 per year…

In short: More money, more problems. Or, perhaps more accurately: More money can make you a big dummy.

Public Service Announcement: Don’t be a dummy. Save your money.